Common Q&A about Property Structural issues

There are so many questions to ask when it comes to structural damage. We want to take the time to answer some of those questions to put your mind at ease. There is not a lot worse than the thought, 'is my home safe?'

What is considered a structural problem?

Simply put, structural problems can be anything that affects the structural reliability of your house. They can be caused by anything from a poor design or build, to structural faults developed since your house was built.  Subsidence, wall movement and cracking can happen over time.

 

How do I know if my property has structural damage?

Your property likely has structural damage if you notice the following: Doors and windows won't open or close smoothly. Doors and windows won't lock properly. Doors and windows are separating from the wall.

Who can assess for structural damage?

If the building has been subjected to abnormal loads from flooding or impact, the condition of the structure and its ability to continue supporting normal loads should be assessed by a structural engineer. 

Can structural issues be fixed?

Fixing structural issues can be very expensive if left to get worse. Though you might not have to pay the whole cost yourself. If you have homeowners insurance, your insurer might be obligated to cover some of this.  There are many methods to cater for each kind of structural issue. We specialize in manufacturing and installing structural repair solutions and have done for over 30 years. Take a look at some of the solutions here on this link, structural solutions.

Can you claim structural damage on insurance?

Buildings insurance covers the cost of repairing damage to the structure of your property. Garages, sheds and fences are also covered, as well as the cost of replacing items such as pipes, cables and drains. Your insurance should cover the full cost of rebuilding your house.  However make sure to check your policy thoroughly. 

 If you have any questions for the team feel free to email seanqueenan@targetfixings.co.uk call up for a chat about any structural issues or go to the Technical Forum and ask any technical questions that you would like to enquire about.